So you don't have to.
Not a philosophy. Just how the file gets handled from the first conversation to the day you get the keys.
Most of the time you don't know what you don't know — that's the actual problem. I get ahead of everything I can see coming, so if it matters at closing you hear about it in week one. When something isn't on my radar, ask me. No question here is too small or too obvious.
Price, days on market, what actually sold two streets over. The strategy comes out of the numbers. It does not come out of a feeling about the market.
Every transaction develops one. Mine get solved quietly, before they reach you as a crisis — because I speak title, mortgage and real estate fluently enough to fix it at the source.
A deal held together by one side losing does not close. I negotiate hard for you and I keep the other side of the table whole, because that is what gets you to the closing table at all.
Here they are, up front. If your agent won't put these in writing before you hire them, that tells you something.
Long-form, ungated, no email required. Special-district taxes, flood zones, HOA reserves, square footage that never matches. This is the part of the job most agents won't put in writing.
A MUD can add $362 a month to an identical house. Most buyers have never had one explained to them.
Everything is in a flood zone. The question is which one, and whether the zone even affects your premium any more.
Annual dues are the least useful figure in the packet. Reserves and the minutes are where the answers are.
Three sources, three numbers, none of them wrong. Here's which one your appraisal will use.
Your title company arranges the signing. I make sure you're ready for it.
Texas requires the notary to be physically in Texas. It does not require you to be. If you are relocating, deployed, settling an estate from three states away, or simply cannot take a Tuesday off — you can sign by video, and I can be the one on the other end.
Seven markets with genuinely different rules. MUD and PID assessments dominate one, flood elevation and windstorm dominate another, and a single city can sit inside two school districts. The city-wide average is noise — what matters is your section, at your price.
Clear Creek ISD, South Shore Harbour, and the established sections. Two school districts inside one city — zoning gets verified by address.
Its own ISD, mature neighborhoods, and a market that behaves differently from the rest of the Bay Area.
NASA and Johnson Space Center relocations, waterfront, and the corridor buyers move along when a job changes.
Where the price-per-foot math still works, from starter inventory up through acreage and waterfront.
Fast-growing, heavily master-planned, and the corridor where MUD and PID assessments matter most.
Beachfront, historic, and short-term rental — an entirely different set of insurance and elevation questions.
A long way from the water, and the paperwork works exactly the same.
Full write-ups on the sections I know best. More going up as I finish them.
Real MLS data — live listings, what actually sold, school ratings, market stats. Use every one of these without talking to me. If you want the interpretation afterward, that is what I am for.
Start with the number, not the listing agreement.
Search it yourself. No registration wall from me.
The data I use, available to you too.
These open on my HAR agent site, which is wired directly into the Houston MLS. Same agent, same license, same phone number — 281-650-7592.
Every objection answered before the showing. The full seller's disclosure published up front, not handed over after you fall in love with it.
South Shore Village · 3 bed · 2.5 bath · 2,385 sq ft · $349,900
Same family since 2006. Roof replaced outright three years ago. Total tax rate 1.6582% with no MUD district. FEMA Zone X500 — outside the Special Flood Hazard Area.
Not an automated guess off a website. I pull the comparable sales, the current competition, and what buyers in your section are financing right now — then I send you the data behind the number, not just the number.
The one you think will annoy me. That is usually the one worth answering, and it is the fastest way to find out whether we should work together.
Kelli Owens
Texas REALTOR® · License #616346
Commissioned Remote Online Notary, State of Texas
The Sears Group
Licensed Texas Real Estate Broker · TREC #9008344
Christopher Sears, Designated Broker · TREC #457682
No form, no call center, no lead-routing service selling your information three times before it reaches an agent. These go to my phone.
